Which card is right for me?

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The following is our specially designed series of questions, which will help you find the right credit card for your needs.  [1] Do you already have debt on your current cards? No - then go to question 2 Yes - then a balance transfer card may be for you. You may be able to shift your debt to a new card with a special low or even 0% interest rate for a limited period. » Read Our Balance Transfer Article » Find The Best Balance Transfer Cards in the Market [2]  Do you regularly spend on a credit card? Yes - then go to question 3 No - Even if you have never used a credit card before, providing you have a little discipline you should start. Credit cards paid off in full each month are a more rewarding weapon than cash or debit cards and you gain additional consumer protection. » Read Our Rewards Article » Find The Best Reward Cards in the Market [3] Do you pay off the bill in full each month? No - then you should be looking for a card for purchases with the lowest standard rate. » Read Our Card For Purchases Article » Find The Lowest Rate Cards Yes - If you never pay any interest on your credit card, but you do not use a reward card then you could be missing out on many Rs100's or even Rs1,000's on rewards and cashback offers. It pays to identify those cards that can make you better off when you spend. » Read Our Rewards Article » Find The Best Reward Cards in the Market